Robert Dubose

Homebuyers do not need to be first-time homebuyers to qualify for down payment gift and can receive up to $15,000.00! (The amount of the gift is based on the homebuyers need and is not a set percentage of the sales price.) The down payment gift funds can be used for the following: • Down Payment • Closing Costs (recurring and non-recurring) • Pre-paids • Rate buy-downs • If you do not have a lender we will assign one to you. Remember if you need down payment money I've got it call today 713-385-0236 MY SLOGAN IS: MONEY NEVER SLEEPS

I am a member of the office management team at Realm Real Estate Profesionals, Responsible for recruiting and training new agents. My mission is to provide affordable housing and homeownership opportunities throughout Houston and the surrounding areas. I am also actively rehabilitating homes in revitalization areas and developing affordable housing in many communities across the Country. I continue to support and create programs such as our New Home Buyer Program , Lease Option Program , Equity Savings Plan, Delinquency and Foreclosure Prevention, Pay Day Loans, Homeownership Education, Pre-purchasing Counseling to re-establish credit and my exclusive down payment assistance program . I also own a Uhaul Dealership and Moving Company, I am a licensed Notary and Signing Agent for the State of Texas Officing at 6203 FM 521 Arcola, Texas 77583

I am a former Loan Officer and was licensed by the State of Texas; which makes me very knowledgeable about Closings Costs: in addition familiar with origination fees, discount points (see Points), attorney's fees, costs for title insurance, surveys, recording documents, and prepayment of real estate taxes and insurance premiums held by the lender, Very well aware that Sometimes the sellers will help the borrowers pay some of these costs.