Mortgage & Finance Articles

4,410 Results
Residential vs Commercial Financing: Mortgages Explained
Financing is one of the most important parts of any real estate transaction. While many buyers assume all loans work the same way, there are major differences between residential and commercial mortgages. In markets like ... read more
April 22, 2026
First-Time Homebuyer Steps
Buying your first home? It's a big step, but it doesn't have to feel overwhelming! Start with a mortgage pre-approval, set a budget you're comfortable with, and explore loan options that fit your needs. From ... read more
April 22, 2026
Wondering If You Should Still Buy a Home Right Now? Here's What To Keep in Mind.
With economic headlines, global events, and near constant talk about affordability, you may be wondering if this is the right time to move. But here’s what you need to remember. While recent events do have ... read more
April 21, 2026
What the Numbers Reveal About Houston's Mortgage Market Shift (2018-2024) --And What It Means for Sellers in 2026
The Houston housing market has changed more than most people realize. After analyzing over 1.1 million mortgage loans across Fort Bend County and Harris County from 2018 to 2024, one thing is clear: this is ... read more
April 21, 2026
Wondering If You Should Still Buy a Home Right Now? Here's What To Keep in Mind.
With economic headlines, global events, and near constant talk about affordability, you may be wondering if this is the right time to move. But here’s what you need to remember. While recent events do have ... read more
April 21, 2026
Lease vs Purchase: Residential and Commercial Real Estate Explained
Lease vs Purchase: Residential and Commercial Real Estate Explained One of the most important decisions in real estate is whether to lease or purchase. This choice looks very different depending on whether you are dealing ... read more
April 20, 2026
Mortgage Points Explained: What Houston Buyers Are Actually Paying For
When a lender hands you a loan estimate and mentions "points," the conversation often moves too fast. You are signing documents, juggling closing costs, and trying to remember which box needs your initials. But the ... read more
April 20, 2026
First Time Home Buyers - Own a Brand New Home for $1753 a Month
Hello again and welcome to Houston First Time Home Buyers Edition! If you are thinking of, or just about ready to purchase your first home, we can help you to get the keys. If your ... read more
April 17, 2026
Home Loans for Self-Employed in Texas
Home loans for self-employed in Texas require structure, documentation, and strategyespecially in the Houston buyer's market 2026. If you write your own paycheck, you already know getting approved is not as simple as showing your ... read more
April 17, 2026
First Time Home Buyers Mortgage Rates for Thursday April 16, 2026, in a Minute
Hello and welcome to Houston First Time Home Buyers Edition. For today, Thursday, April 16, 2026, the national average: 30-year fixed mortgage rate trends is 6.38% 30-year fixed FHA loan rate is 6.35% 30- year ... read more
April 16, 2026
How House Hacking Works in Today's Market (Real Numbers -- Houston, TX)
Imagine this: you buy a home in Houston for around $340,000—which is close to today’s median price. Your monthly payment lands somewhere around $2,300–$2,600 depending on your rate and taxes. Now here’s where it gets interesting… ... read more
April 15, 2026
Buying a House With Student Loans
If your student loan balance makes you think homeownership is off the table, pause. Buying a house with student loans in 2026 is common. The key is structure. We are in a Houston buyer’s market ... read more
April 15, 2026
How to Get Pre-Approved for a Mortgage in Pearland
How to Get Pre-Approved for a Mortgage in Pearland, TX (A Guide for Relocating Home Buyers) By the April Bradshaw Team Your Pearland Real Estate Experts So you have decided to make the move to ... read more
April 15, 2026
Texas Veterans--Have You Heard of VLB Loans?
If you’ve served in the military and are looking to purchase land in Texas, a Veterans Land Board (VLB) loan could be an incredible opportunity! Who qualifies? You may be eligible if you are: • ... read more
April 14, 2026
Subsidized Mortgage Rate Loans for Houston First Time Home Buyers
A very good Monday morning to you and welcome to Houston First Time Home Buyers Edition, where we provide useful information to help Houston first time home buyers make the most informed decision when it ... read more
April 14, 2026
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