Financial

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7 Ways to Use Your Tax Refund to Fight Inflation

If inflation has eaten away at your budget the way waves erode a beach, then your tax refund might just provide a much-needed protective barrier.

Bank Failures Show Us What Not to Do With Our Own Finances

Let’s remind ourselves of some important money-managing lessons that the banking execs should have remembered.

How Doing the Bare Minimum With Debt Is Costing You

While the slow drip of interest payments might feel manageable month to month, thinking of your debt this way ignores how much interest adds up over time.

Should You Lower Your Mortgage Rate With Discount Points?

When buying a home today, you might have to solve a puzzle about the mortgage rate you’ll pay.

Is Being a Landlord Worth It?

Though the potential profit is tempting, being a landlord may not be for everyone.

March Rent Report: 65% of U.S. Cities Fail the Affordability Test

If you follow the rule of thumb that households should spend no more than 30% of gross income on rent, then most U.S. cities are unaffordable.

New York Bank Agrees to Buy Failed Signature Bank

A subsidiary of New York Community Bancorp has agreed to buy all the loans and deposits of Signature Bank.

Mortgage Rates May Drop Despite Fed Rate Increase

The economy hit some massive bumps days later, with two significant bank failures sowing chaos in the markets.

Credit or Debit Card For Kids: Which Is Best?

Both credit and debit cards have their upsides and potential pitfalls that will factor into a parent’s decision.

3 Common Banking Scams and How to Avoid Them

Though banking technology and security have come a long way, bank scams continue to cheat people out of their money.

Should You Get a Home Improvement Loan From Your Contractor?

Here’s what to know about contractor financing options and alternatives to consider.

In March, Mortgage Rates Will Have Little Reason to Fall

After rising sharply in February, mortgage rates are more likely to level off or go up a little more in March.

Why One Credit Card Nerd (Mostly) Doesn’t Use Credit Cards

Using a credit card for your daily purchases can net you rewards and give you purchase protection that debit cards can’t match. On the other side daily purchases can lead to overspending and result in high-interest debt.

February Mortgage Rates on the Downslope by End of Month

The 30-year fixed-rate mortgage hit its January peak in the first week of the year and fell thereafter

Fed Rate Increase Could Signal Lower Mortgage Rates Ahead

The 30-year fixed-rate mortgage averaged 6.29% in January, down from 6.38% in December.

Cash Advances Still Sting, but a Credit Card Loan? Maybe Less So

Cash advance is going to cost you, However, you may have other, less expensive options, thanks to credit card loan programs

Think Twice Before Waiting for 3% Mortgage Rates

While mortgage market activity has significantly shrunk over the last year, inflationary pressures are easing

5 Ways to Build Your Credit Score in 2023

So what can you do to get your score in shape? Here are a few ways experts suggest boosting credit in the new year.

4 Questions to Ask Before You Buy a Home or Invest in 2023

Ask yourself the right questions first to guide your 2023 money goals.

How to Make Holiday Returns With Buy Now, Pay Later

Buy now, pay later returns can be tricky. Maximize your chances of making a successful BNPL return by following these steps.

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