A good mortgage payment history positively affects credit scores. Read below for insights into how this history impacts your three-digit number.

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That small balance you keep on your credit card? Not helping at all.

It’s too hard to qualify for a home loan. Lenders are reluctant to give conventional mortgages to people without pristine credit.

Learn from their example. It's possible to turn your credit around.

With some credit report errors not getting fixed by either the credit reporting bureau or credit card companies, at least you have the Consumer Financial Protection Bureau in your corner.

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