You can refinance or recast your mortgage. Or you can create your own DIY mortgage restructuring plan. We compare so you can decide.

Private mortgage insurance is unavoidable for some homeowners, but don’t pay PMI premiums a day longer than required by your lender.

Classic advice — with a few modern twists for today’s homeowners.

Mortgage recasting is one way to reduce your monthly mortgage payments. It’s less common than refinancing or modifying a loan, and it’s rarely advertised, but it decreases mortgage payments for those who can apply a lump sum toward their loan’s principal.

If your house is worth more than the remaining balance on your mortgage, you’ve got equity. If you’re lucky enough — or smart enough — to be in that situation, here’s how you can turn that equity into spending power.

With some credit report errors not getting fixed by either the credit reporting bureau or credit card companies, at least you have the Consumer Financial Protection Bureau in your corner.

The first day of school isn’t here yet, but it’s not too early to start budgeting for the upcoming semester — especially considering the amount you’ll probably spend before the first class even starts.

Getting straight A’s in stocking up on school supplies doesn’t exactly come with a rulebook.

Shopping for school supplies, electronics and clothing can be a chore — and an expensive one at that.

What are they? How can they help you? Read on...

They're not usually the first thing that comes to mind, but these strategies should ease the shock value.

Should you invest extra cash or use it to pay off your mortgage?

Don't worry, it's probably not so much your problem as your mortgage lender's.

It sounds like a great idea, but is it? Really?

It sounds like a great idea, but will it work for you?

It's time to put away old fashioned notions of down payments. Home buying in the 21st century is a little different.

Government loan or bank mortgage? Bank mortgage or government loan? How do you know what to pick?

The super-simple (and fun) way to separate needs from nice-to-haves.

One of the biggest misconceptions of homebuying? The 20% down payment. Here’s how to buy with a lot less down.

Enjoy your home more today and sell it for the best price tomorrow.