Mortgages

316 Results

Libor Phaseout Puts Adjustable-Rate Mortgages in Limbo

The misdeeds of a few rogue bankers in London are going to cause headaches for millions of American home buyers and homeowners.

What Is a USDA Loan? Am I Eligible for One?

Perhaps you feel more at home surrounded by pastures than pavement. If so, buying a home might be well within reach, thanks to the U.S. Department of Agriculture mortgage program. In fact, the USDA might have one of the government’s least-known mortgage assistance programs.

VA Home Loans: What You Need to Know

VA loans play an important role in putting our military-serving citizens into a home of their own.

Ins, Outs, Pros and Cons of Zero Down Payment Mortgages

A mortgage with no down payment seems a little bit like scoring a buy-a-home lottery ticket.

Strategies for Lowering Your Closing Costs

The impulse to just pay up and move in is understandable, but you wouldn’t buy a car or a TV without researching prices on other, similar products. Same goes here. And cutting these costs even a little could help you buy a new stove or outfit the nursery.

Mortgage Rates Rise Monday as Irma’s Impact Becomes Clearer

Hurricanes can impact the housing market just as easily as the homes themselves.

How 3 People Conquered Credit Trouble and Bought Homes

Learn from their example. It's possible to turn your credit around.

Cancel Your Private Mortgage Insurance

Private mortgage insurance is unavoidable for some homeowners, but don’t pay PMI premiums a day longer than required by your lender.

Requirements for a Home Equity Loan and HELOC

If your house is worth more than the remaining balance on your mortgage, you’ve got equity. If you’re lucky enough — or smart enough — to be in that situation, here’s how you can turn that equity into spending power.

Who's Got Your Back When Your Credit Report is Wrong?

With some credit report errors not getting fixed by either the credit reporting bureau or credit card companies, at least you have the Consumer Financial Protection Bureau in your corner.

All You Need to Know About Mortgage Loan Modifications

What are they? How can they help you? Read on...

Strategies for Lowering Your Closing Costs

They're not usually the first thing that comes to mind, but these strategies should ease the shock value.

What Is Private Mortgage Insurance? (PMI)

Don't worry, it's probably not so much your problem as your mortgage lender's.

No-Closing-Cost Refinance: Is It Right for You?

It sounds like a great idea, but will it work for you?

FHA Loan vs. Conventional Mortgage: Which Is Right for You?

Government loan or bank mortgage? Bank mortgage or government loan? How do you know what to pick?

5 Surprising (and Useful!) Ways to Save for a Down Payment

One of the biggest misconceptions of homebuying? The 20% down payment. Here’s how to buy with a lot less down.

If You Refinance a Mortgage, When Will You Break Even?

It may be sooner than you think, depending on these factors...

How to Get a Reverse Mortgage

Reverse Mortgages aren't for anyone. Find out if they're right for you!

Turned Down for a Refinance? Don’t Take No for an Answer

When a lender says you don’t qualify for a mortgage refinance, you may be able to fix what’s wrong or find another lender willing to step up.

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