Mortgages

228 Results

How 3 People Conquered Credit Trouble and Bought Homes

Learn from their example. It's possible to turn your credit around.

Cancel Your Private Mortgage Insurance

Private mortgage insurance is unavoidable for some homeowners, but don’t pay PMI premiums a day longer than required by your lender.

Requirements for a Home Equity Loan and HELOC

If your house is worth more than the remaining balance on your mortgage, you’ve got equity. If you’re lucky enough — or smart enough — to be in that situation, here’s how you can turn that equity into spending power.

Who's Got Your Back When Your Credit Report is Wrong?

With some credit report errors not getting fixed by either the credit reporting bureau or credit card companies, at least you have the Consumer Financial Protection Bureau in your corner.

Strategies for Lowering Your Closing Costs

They're not usually the first thing that comes to mind, but these strategies should ease the shock value.

What Is Private Mortgage Insurance? (PMI)

Don't worry, it's probably not so much your problem as your mortgage lender's.

No-Closing-Cost Refinance: Is It Right for You?

It sounds like a great idea, but will it work for you?

FHA Loan vs. Conventional Mortgage: Which Is Right for You?

Government loan or bank mortgage? Bank mortgage or government loan? How do you know what to pick?

5 Surprising (and Useful!) Ways to Save for a Down Payment

One of the biggest misconceptions of homebuying? The 20% down payment. Here’s how to buy with a lot less down.

If You Refinance a Mortgage, When Will You Break Even?

It may be sooner than you think, depending on these factors...

Turned Down for a Refinance? Don’t Take No for an Answer

When a lender says you don’t qualify for a mortgage refinance, you may be able to fix what’s wrong or find another lender willing to step up.

Cash-Out Refinance: How to Use One

This refinance method can help in the short-term, but be careful how you take advantage of it.

5 Facts About Working With a Mortgage Broker

The people you work with during your real estate transaction could have a big impact on the success or failure of that transaction.

Self-Employed? 8 Keys to Getting Approved for a Mortgage and Buying a Home

It's great being your own boss. Not so great being your own accountant, banker and mortgage advisor as well.

Why Mortgage Rates Are Never What You Expect

Specific rates can depend on specific circumstances. Yours could have an impact on your mortgage rate.

Beyond FHA Loans: How to Buy a Home With a Low Down Payment

You can find a lot of help with your down payment. If you know where to look.

How to Get Preapproved for a Mortgage and Why It Matters

You know there’s plenty to do before you get to the really serious house hunting, but it’s hard to resist. Hang on, you’re almost there. You’ve got to have one thing in hand before the fun begins: your preapproval letter.

Do Online Lenders Offer Lower Mortgage Rates? It Depends

It’s convenient. Immediate. We’re programmed to believe it. But are online mortgage lenders consistently offering the lowest mortgage rates?

A Quarter of Homebuyers Unhappy With Their Mortgage Lender, Survey Finds

The survey found that borrowers who start looking for a mortgage before they go house hunting and those who shop multiple mortgage lenders for their home loan tend to be more satisfied. It also named the most-favored and most-improved lenders for customer satisfaction.

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