Buyers applying for loans should rebuild credit first if their financial history is poor. Check out these steps to rebuild your credit now!

Loan to value ratio is a crucial concept buyers must understand to make better home financing decisions. Let’s grasp this concept now!

The fixed and variable interest rate concept can be difficult to grasp for buyers. Let’s explore these concepts to clarify their differences!

Determining which type of equity loan to take - second mortgage, HELOC, or cash-out refi - comes down to a number of factors, including why you need it.

Taking out a home equity loan against the value of your property can backfire if you fail to avoid these common pitfalls in the borrowing process.

With home prices rising in most areas of the country, a lot of us are building home equity again. And when equity builds, it's tempting to tap it.

Equity loan shopping? Compared with a bank, a credit union can save you money on the fees and interest rate you'll pay. We sort out the pros and cons.

That small balance you keep on your credit card? Not helping at all.

With a 15-year mortgage you'll own a home much faster and save a lot of money, but you'll need to budget carefully for the higher monthly payments.

It’s too hard to qualify for a home loan. Lenders are reluctant to give conventional mortgages to people without pristine credit.

Should I refinance into an interest-only mortgage?

Adjustable-rate mortgages, with their low introductory rates, can be good for borrowers who plan to move or pay off their mortgage a few years after buying a home.

Some homeowners are able to buy without the backing of the government. Are you?

An FHA-backed loan might be just what you need to get that remodeling project off the ground.

Conforming loans are backed by Fannie Mae and Freddie Mac, and are typically below $636,150. Nonconforming or "jumbo" loans have higher values and interest rates.

Let’s be real: Rejection hurts. It’s particularly hard if you’re denied for a mortgage preapproval, which is one of the biggest hurdles in the home-buying process.

Online mortgage lenders, web marketplaces, new brokers and non-bank lenders are all trying to make it easier to get a mortgage.

The misdeeds of a few rogue bankers in London are going to cause headaches for millions of American home buyers and homeowners.

It is often said that home ownership builds wealth. So, what is home equity, and how can it enhance your net worth?

Perhaps you feel more at home surrounded by pastures than pavement. If so, buying a home might be well within reach, thanks to the U.S. Department of Agriculture mortgage program. In fact, the USDA might have one of the government’s least-known mortgage assistance programs.