Mortgage & Finance Articles

4,635 Posts
Mortgage Rates for Wednesday, July 10, 2024, in a...
10 July, 2024| Home Buying, Home Selling, Mortgage & Finance
Good morning, and welcome to Summer 2024! My name is Diana. As always, thank you for visiting. For today, Wednesday, July 10, 2024, the national average: 30-year fixed mortgage rate is  6.98% 1... read more
Not a Crash: 3 Graphs That Show How Todays Invento...
10 July, 2024| Home Buying, Mortgage & Finance, Moving & Storage
Even if you didn't own a home at the time, you probably remember the housing crisis in 2008. That crash impacted the lives of countless people, and many now live with the worry that something like... read more
FHA Loan Self-Sufficiency Rule Explained
9 July, 2024| Mortgage & Finance, Home Buying, Houston Living
When exploring financing options for multifamily properties, the FHA loan emerges as a popular choice due to its lenient credit requirements and low down payments. However, if you're considering purch... read more
Mortgage Rates for Wednesday, July 03, 2024, in a...
3 July, 2024| Home Buying, Home Selling, Mortgage & Finance
Good morning, and welcome to Summer 2024! My name is Diana. As always, thank you for visiting. For today, Wednesday, July 03, 2024, the national average: 30-year fixed mortgage rate is 7.02% 15-year... read more
Real Estate Still Holds the Title of Best Long-Ter...
3 July, 2024| Home Buying, Mortgage & Finance, Moving & Storage
With all the headlines circulating about home pricesand mortgage rates, you may be asking yourself if it still makes sense to buy a home right now, or if its better to keep renting. Heres some informa... read more
Sellers and Preferred Financing Options
1 July, 2024| Home Selling, General, Mortgage & Finance
Preferred financing for a home seller typically refers to a buyer's offer to purchase the property using a secure and readily available method of financing, such as cash or a pre-approved mortgage, wh... read more
The Impact of Credit Scores on Insurance Costs
30 June, 2024| Mortgage & Finance, Education, General
In today's world, where financial decisions can affect various aspects of our lives, understanding the connection between credit scores and homeowners insurance premiums is crucial. As your applicatio... read more
The Impact of Credit History on Financial Health
26 June, 2024| Mortgage & Finance, General, Education
A "credit history" records a borrower's past borrowing and repayment activity, including information about loans taken, credit cards used, and other forms of credit. It is a detailed profile of an ind... read more
The types of transactions that require an escrow a...
24 June, 2024| Mortgage & Finance, General, Education
Escrow accounts are the unsung heroes of various transactions, ensuring security and trust in various industries. From real estate ventures to online marketplaces, escrow accounts play a vital role in... read more
Mortgage Rates for Monday, June 24, 2024, in a Min...
24 June, 2024| Home Buying, Home Selling, Mortgage & Finance
Good morning, and welcome to Summer 2024! My name is Diana. As always, thank you for visiting. For today, Monday, June 24, 2024, the national average: 30-year fixed mortgage rate is 6.95% 15-year f... read more
Credit Repair Tips
24 June, 2024| Home Buying, Mortgage & Finance
Your credit score helps lenders see how you've handled debt in the past; the higher your score, the lower the interest rate on your mortgage might be. So, as you can imagine, it's good to raise your s... read more
6 BEST Mortgage Loans For Self Employed Borrowers...
23 June, 2024| Mortgage & Finance, Home Buying, Home Selling
If you're self-employed and looking to buy a home in Houston, Texas, finding the right mortgage loan can be a bit more complex compared to traditional employees. However, the good news is that there a... read more
A Review of Homebuyer Tax Credits
23 June, 2024| Property Taxes, Education, Mortgage & Finance
Homebuyer tax incentives, including the homebuyer tax credit, help to promote homeownership and boost the housing market. These incentives, such as tax credits and deductions, provide financial suppor... read more
Mortgage Rates for Friday, June 21, 2024, in a Min...
21 June, 2024| Home Buying, Home Selling, Mortgage & Finance
Good morning, and welcome to Summer 2024! My name is Diana. As always, thank you for visiting. For today, Friday, June 21, 2024, the national average: 30-year fixed mortgage rate is   &nbs... read more
Savings Strategies Every First-Time Homebuyer Need...
20 June, 2024| Home Buying, Moving & Storage, Mortgage & Finance
If homeownership is on your goal sheet for your future, youre probably working on your savings. And a big priority is making sure youve got a plan in place for things like your closing costs, down pay... read more