Texas Windstorm Insurance Won't Pay Evacuation Expenses
Posted by Ruth Ann Manison
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The governing board of the Texas Windstorm Insurance Association this week voted unanimously against paying for evacuation expenses when policyholders flee hurricanes.
The nine voting members of the board also rejected paying additional living expenses for policyholders who weren't able to return to their properties because of damage caused by flood or other perils.
The state-backed association does pay some evacuation and additional living expenses when wind damage keeps policyholders from their properties.
But covering the cost of gasoline and lodging for all policyholders who evacuated ahead of storms in 14 coastal counties - even if their properties weren't damaged - would be exorbitant, board members and association staff members said. So would paying for additional living expenses for damage caused by flood, association officials said.
The nine voting members of the board also rejected paying additional living expenses for policyholders who weren't able to return to their properties because of damage caused by flood or other perils.
The state-backed association does pay some evacuation and additional living expenses when wind damage keeps policyholders from their properties.
But covering the cost of gasoline and lodging for all policyholders who evacuated ahead of storms in 14 coastal counties - even if their properties weren't damaged - would be exorbitant, board members and association staff members said. So would paying for additional living expenses for damage caused by flood, association officials said.
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Disclaimer: The views and opinions expressed in this blog are those of the author and do not necessarily reflect the official policy or position of the HRIS.
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