If you are in the market to buy a home make no mistake a real estate professional that understands mortgage finance can save you from making costly mistakes. Additionally they can help you find the right mortgage professional to help you with financing by referring good loan officers. It's risky shopping for a mortgage loan on the internet. I have seen a lot of baiting and switching from internet lenders. Make sure you are using a trustworthy mortgage professional.
After spending 20 plus years in mortgage finance in the Houston Real Estate market one of the first things I do with any new clients is to determine a few basic things they will need to qualify for a mortgage loan and then immediately refer them to a seasoned mortgage professional. By immediately determining how much you qualify to purchase there is no wasted time looking for homes the you can not qualify to buy.
This also saves you from potential heart-break of finding your "dream home" only to find out you don't qualify to buy it. By finding out before you begin your search how much you qualify to purchase you can set your upper limit before you ever go out to look. If you start looking at $400,000. homes and then find out you qualify up to $200,000. that $200,000 home is going look like any ugly duckling compared to the more expensive homes.
So when you decide to purchase a home and start interviewing Houston Real Estate agents find out if they can help you in determining how much you can afford and refer you to a good reputable mortgage professional.
Connie Vallone - Broker Associate First Market Realty member of Houston Association of Realtors , Texas Association of Realtors and National Association of Realtors
713 249 4177 or connie@knowsrealestate.com
www.vallonehomes.com or www.houstonenergycorridorhomes.com
