Real Estate Course Finder

Online searchable database for Real Estate schools and courses

The Real Estate Course Finder is a searchable database of real estate schools and courses available to HAR members and the general public to search and register for courses online.
The "Real Estate Course Finder" is a searchable database of real estate schools and courses available to HAR members and the general public to search and register for courses online.
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Brokers & Salespersons applying or renewing must now provide fingerprints
Read about it and get your FAST Fingerprint Pass....
Local Schools Offerring Fingerprinting
  • Spencer Training and Testing Development
  • Sierra School of Real Estate

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    Real Estate Dictionary
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    Our Glossary can help you learn about commonly used terms and the different senior housing and care choices available.
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    Hazard Insurance
    Insurance coverage that compensates for physical damage to a property from fire, wind, vandalism, or other hazards.
     
    Home Equity Line Of Credit
    A mortgage loan, which is usually in a subordinate position, that allows the borrower to obtain multiple advances of the loan proceeds at his or her own discretion, up to an amount that represents a specified percentage of the borrower's equity in a property.
     
    Home Inspection
    A thorough inspection that evaluates the structural and mechanical condition of a property. A satisfactory home inspection is often included as a contingency by the purchaser. Contrast with appraisal.
     
    Homeowner's Insurance
    An insurance policy that combines personal liability insurance and hazard insurance coverage for a dwelling and its contents.
     
    Homeowner's Warranty (how)
    A type of insurance that covers repairs to specified parts of a house for a specific period of time. It is provided by the builder or property seller as a condition of the sale.
     
    Homeowners' Association
    A nonprofit association that manages the common areas of a planned unit development (PUD) or condominium project. In a condominium project, it has no ownership interest in the common elements. In a PUD project, it holds title to the common elements.
     
    Housing Expense Ratio
    The percentage of gross monthly income that goes toward paying housing expenses.
     
    Hud Median Income
    Median family income for a particular county or metropolitan statistical area (MSA), as estimated by the Department of Housing and Urban Development (HUD).
     
    Hud-1 Statement
    A document that provides an itemized listing of the funds that are payable at closing. Items that appear on the statement include real estate commissions, loan fees, points, and initial escrow amounts. Each item on the statement is represented by a separate number within a standardized numbering system. The totals at the bottom of the HUD-1 statement define the seller's net proceeds and the buyer's net payment at closing. The blank form for the statement is published by the Department of Housing and Urban Development (HUD). The HUD-1 statement is also known as the "closing statement" or "settlement sheet."
     

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